Krishna Thiruvengadam is the Head of Core Platforms and Digital Solutions for Visa in Asia Pacific. In this role, he is responsible for leading Visa’s eCommerce and Digital capabilities across the region, supporting clients and partners with secure, resilient, and scalable payment infrastructure.

Krishna works closely with financial institutions, fintechs, and ecosystem partners to modernise payments, enable digital transformation, and support innovation in the next‑generation of payments technologies. His remit spans strategy, delivery, and execution for a range of Visa’s solutions to meet the evolving needs of markets across Asia Pacific.

Krishna has extensive experience in the payments industry, with a career spanning the design, build, and operation of large‑scale payment systems across multiple geographies. A career highlight includes designing and launching the UPI platform for ICICI Bank. He began his career at American Express in risk management, where he developed deep expertise in payments risk, controls, and large‑scale transaction ecosystems. Krishna later moved into the startup space as a co‑founder and product head, leading the end‑to‑end design and build of core payment platforms. This builder‑led experience continues to inform his pragmatic approach to platform innovation and execution at Visa. He is always keen to explore where AI/machine learning can take payments to in the future.

Krishna has lived and worked across Asia, Europe, and Australia, bringing a strong regional and global perspective to his work. Krishna holds a management degree from the Indian Institute of Management, Bangalore.